Don’t Waste Your Money
Term Life Quotes sells term insurance, but let’s look at the whole picture.
Term is temporary; it is designed by the insurance companies to die before you do. That’s how they make money.
Term policies expire or become prohibitively expensive at your older ages. Less than One Per Cent ( emphasis, less than 1% ) of all term policies result in a death claim. The odds therefore are stacked against you. Is that a good gamble with your money?
What is the best alternate solution? In my opinion, consider buying a number of quality Whole Life Policies over your lifetime.
This will provide you with:
- Lifetime Insurance Coverage
- Supplemental Tax-Advantaged Retirement Income
- Cash Reserves for Emergencies and Special Uses
- Safe Money which can often be Insulated from Creditors, Bankrupcy, and other threats to savings
A Permission Slip to Enjoy Other Monies Keeping these funds as a balanced approach to having a Safe Foundation for Financial Security. A typical solution I find for my clients is not one or the other rather a combination of both products to accomplish their goals.
